“It has made me way more frugal in every aspect of my life.”

As a Senior Editor at BuzzFeed, I cover books and politics, and I also created the daily vocabulary-boosting word game SAT Scramble.

"Carrying cash helps too. Parting with a paper $20 is harder than swiping a card for me."

"I make it even more simple and just write down whatever I'm wanting to buy on the Notes app on my phone. Somehow, it reduces pressure, and most times, I'll just forget it unless it's something I actually need."

"I do audiobooks through Libby, and it’s great! I’m 'reading' a lot more now."

"Walmart sells a BIG (and small) size of Gatorade drink mix. I used to buy it for working at a camp all summer. One BIG one would last all summer and then some. Saves time and money!"

"I subscribe when I’m waiting for a sale and then immediately unsubscribe once I bought what I had been eying.

For places I shop at more frequently, I have Gmail filter out the promo emails and send them directly to my trash. Then, when find I need something from one of my subscribed stores, I search my trash for a sale or coupon. That way, I’m completely in control; it happens on my terms. Plus, the trash clears itself every 30 days, so I won’t be bothered by old promotions!"

"I keep Trader Joe’s frozen meals on deck for this reason."

"My husband is a retired insurance exec and has always comparison shopped auto and home insurance. It has saved us every year.

Choose a well-known insurance company that will pay your claims quickly, and that has a good customer service reputation.

If you choose to bundle and they don't price match the other competitors, tell them you are looking for the best value."

"We also only go once a week. I refuse to go in between my weekend shops, and it definitely forces us to use what we have at home. Can’t walk out of the grocery store for less than $100 it seems, even if you just pop in for a few things. So we improvise, and we get creative, and we change it up when we run out of something. It’s great — plus, it means that I save time by only going there once, and that makes everyone happy."

"I just want to warn that it's very easy to develop a gel allergy when doing your own nails. I almost lost all my fingernails trying to be thrifty. It was awful. Acrylics and dip powders have way smaller allergy chances and are also super frugal to do yourself."